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Scenarios
5
ReportClient
Al-Faisaliah Group
Lives
241
Current carrier
Tawuniya
Renewal
1 May 2026
Final report · Base case
Recommended pricing
Annual premium
SAR 4,711,017
Rate per life
SAR 19,548
Lives covered
241
Rate build-up
| Component | Value |
|---|---|
| Base burning cost | SAR 14,740 |
| Medical inflation total | 17.7% |
| Demographic adjustments | 5.5% |
| Insurer loading | 6.8% |
| Final rate per life | SAR 19,548 |
Source: Selected scenario "Base case" — calculations carried from Scenario Generation.
Key drivers
- Base medical inflation: 11.2%
- Provider tariff adjustment: 2.5%
- Pharmacy inflation premium: 4.0%
- Age band shift: 1.8%
- Dependents ratio: 3.2%
- Insurer loading: 6.8%